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business insurance quote
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Marrs Maddocks provides a total insurance solution for all of your Business Insurance needs with a wide array of Business Insurance products represented to you by a large variety of top rated insurance carriers, including Travelers, Hartford, Safeco, Chubb, Fireman's Fund, CIG, Golden Eagle, Liberty Middle Market Underwriters, One Beacon, Sequoia, Allied, CIA, and many others. We offer Commercial Property and Liability Insurance, Commercial Auto Insurance, Commercial Umbrella and Excess Liability Insurance, Employment Related Practices Liability, Workers' Compensation Insurance, Crime and Employee Dishonesty Insurance, Directors & Officers Liability, Ocean and Inland Marine Insurance and a full offering of Surety products, for all types of Businesses — large or small, including, but not limited to: |
- Apartments
- Biotech and Life Sciences
- Construction
- Long Term Care Facilities
- Manufacturing
- Non-Profit Organizations
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- Retail
- Restaurants
- Service Businesses
- Sports Action Retailers/Manufacturers
- Technology
- Wholesale
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Other Types of Business Insurance Served: |
- Art Galleries, Museums and Cultural Institutions
- Auto Garages/Dealers
- Bakeries
- Banks
- Condominiums
- Country Clubs/Golf Clubs
- Dairies
- Agencies that serve the Developmentally Disabled
- Farms, Nurseries and Growers
- Global Risks
- Grocery Stores
- Hospital/Medical Facilities
- Hotels and Motels
- Industrial Buildings
- Janitorial Services
- Landscapers
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- Manufacturing — including Plastics Manufacturing
- Mental Health Agencies
- Metal Workers
- Multi-State Risks
- Nursing Homes
- Offices
- Printers & Publishers
- Professional Services
- Radio and TV Broadcasting
- Schools and Colleges
- Self Storage Facilities
- Shopping Centers
- Social Service Organizations
- Sports Facilities & Recreation Centers
- Technology
- Transportation and Trucking
- Vineyards and Wineries
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- One stop shopping for all of your Business Insurance needs. Compare coverage and pricing from a variety of top rated insurance carriers
- Receive dynamic, honest, insightful, friendly service and advice in analyzing your exposures to ensure the best coverage solution
- Professional assistance in developing a need-specific insurance and risk management program to enhance your bottom line at the most competitive rates available
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Frequently Asked Questions
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How can I save money on my business insurance?
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Shop around.
Prices vary from company to company, so it pays to shop around. An Independent agency such as Marrs Maddocks & Associates can do this shopping for you, free of charge, and provide you with a variety of quotes with top rated insurance carriers who specialize in your type of business.
It's also important to pick a company that is financially stable. Check the financial health of our insurers with rating companies such as A.M. Best and Standard & Poor's and consult consumer magazines.
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Choose a higher deductible.
Deductibles represent the amount of money you pay before your insurance policy kicks in. The higher the deductible, the less you will pay for the policy.
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Buy a package policy.
It can sometimes be cheaper to purchase a package policy, such as a Businessowners Policy (BOP), rather than individual coverages. A package policy provides standard coverages and limits of liability that are appropriate for typical small-to-medium-sized businesses.
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Work closely with your agent or broker.
Your insurance professional at Marrs Maddocks & Associates can provide invaluable advice to help protect your business from unexpected disasters. But you need to keep us informed about any major changes in your business. This includes major purchases, expansions or changes in hiring or the nature of your operation. Also, get our free advice in terms of disaster planning. Ask what you can do to both reduce risks like fire or work-related accidents, as well as the procedures that should be in place in case your business does suffer a major catastrophe.
Having the right coverage and a well thought out disaster plan can save you money in the long run. It may even save your business from going under.
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Ask about ways to prevent losses.
You may be able to reduce your premium for certain coverages by following our recommendations. These can include workplace safety, disaster preparation, and human resource intervention.
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